I am in mid 30s working as an IT professional. Currently I have 58k in 401k and 20k in stocks. We purchased a house on 15 year mortgage with 1 year paid off. I also have accumulated enough points to get social security payments—if that is still around when its time. My plan is to return to Nepal when I feel its right time. Just wondering how much average savings of other Nepalese living abroad. At what point do I say I have had enough of this hardship life in US and I have enough savings for me to return Nepal.