for starting this thread "jugnu"
I'm an amateur photographer too. Well, i'm not sure if I should even call myself a 'photographer' because I take a few shots once in a while because I'm terribly busy school and it's really hard to find time to practice photography. After playing with point-n-shoots and megazooms for about a year and half, I decided to spend a big buck to buy a dslr and I just bought one few weeks ago. But, I'm not sure if I did the right thing because I'm not impressed with my photographs. Well, people like it but to be honest, I don't feel like the pictures I take are that good. Maybe it's just me...
Critique about your pic: like you said, it's a bit overexposed. There is also a white dot on her cheeks, somekind of reflection? Also, you can see shadow on her neck making it darker than other areas on the picture. I wonder if placing her facing slightly different direction would have fixed that. Other than that, it looks good to me. Btw, it'd be nice if equipments and settings used were posted with the picture.