[Show all top banners]

chatarpatar
Replies to this thread:

More by chatarpatar
What people are reading
Subscribers
:: Subscribe
Back to: Kurakani General Discussion Refresh page to view new replies
 CREDIT CARD DEBT IN COLLECTION
[VIEWED 2006 TIMES]
SAVE! for ease of future access.
Posted on 10-21-20 9:07 AM     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

hello,

due to pandemic i lost my job and i wasnt able to pay my credit card bills on time. now i got a letter from them saying it will be sent to collection. if it goes to collection, what happens other than a drop in my credit score? will i be arrested? will collection agency bother me all the time? i heard it will stay in credit report for 7 yrs only? any information will be helpful.

thank you!
 
Posted on 10-21-20 9:18 AM     [Snapshot: 10]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

If you need to stay in US, buy house, rent apartment, need loan and others , don't let it go to collection, you will regret it. Pay minimum payment if you can. Some jobs require some +ve credit score as well.Yes it will stay 7 years. Its a dark blemish.
 
Posted on 10-21-20 9:22 AM     [Snapshot: 24]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

TIME to start ghanta on gas station and pay the bill.
 
Posted on 10-21-20 11:22 AM     [Snapshot: 127]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Talk to them and pay minimum. You need credit to do almost everything ( even to get some job).
 
Posted on 10-21-20 11:56 AM     [Snapshot: 165]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

नो अरेस्ट ! (ब्याङ्कस् आर द बिगेस्ट क्रिमिनल एन्टर्प्राइजेस)
कलेक्टर विल जस्ट बग इउ आउट ! 😬

ब्रो प्लिज डोन्ट फक योर क्रेडिट ! क्रेडिट कार्ड कम्पनिलाइ फोन गरेर पेमेन्ट प्लान बनाउनुस ! गुड लक ब्रो एण्ड विश इउ अ गुड फ़ाइनन्सियेल वेल बेइङ्ग ! 🙏

मैले बर्षौ लगाएर मेन्टेन गरेको मेरो क्रेडिट ! 🤓


Last edited: 21-Oct-20 11:56 AM

 
Posted on 10-21-20 2:58 PM     [Snapshot: 331]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

You can call the credit card company and request covid assistance to due to loss of work. they will work with you to defer interest and keep payments to minimums.
 
Posted on 10-21-20 3:26 PM     [Snapshot: 363]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Also you did not had to even make minimum payments for 2 months on many CC.. But I have not checked it lately. If possible try not to mess up Credit . This thing will hunt you down the road. But each case is different. Good Luck
 
Posted on 10-21-20 5:07 PM     [Snapshot: 449]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Nasty Nas — that’s Vantage score 😝

833 Vantage score = 672 FICO Score (FICO range from 300 - 850)

FICO = (Vantagescore - 501) * 1.12 + 300

FYI - Ninety five percent of creditors check FICO scores.

To OP — please, mess up (or ditch) your wife/gf but don’t ever mess up your credit. I’ve been there and trust me — it’s worst. Like folks suggested...work it out with your creditors. Give some SOAB story to them but do contact them. In your case, it looks like you’re genuinely in trouble. They are more than willing to help you out. Good Luck!!


 
Posted on 10-21-20 5:54 PM     [Snapshot: 505]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

When I forgot to pay my $60 of my final phone bill, it went to collection agents. It blo0dy stayed there in my bad credit for 10 years. Not worth it.
 
Posted on 10-28-20 1:23 PM     [Snapshot: 1124]     Reply [Subscribe]
Login in to Rate this Post:     1       ?         Liked by
 

"Nasty Nas — that’s Vantage score 😝"

सिक्वल ब्रो ! फ़ाइकोमा नि राम्रै मार्क्स पडकाको रहेछु ! 🤓


Last edited: 28-Oct-20 01:23 PM

 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 30 days
Recommended Popular Threads Controvertial Threads
What stocks to buy -- Any recommendation
TRUMP 2016!!! Here is why?
ट्रंप २०२०
❤️ चिक्नी चमेली ❤️
Fox News: Wear the Damn Mask, it is not political issue but a public health issue.
About some Nep Trumpers
Why people voted for Trump?
Photo of the day
कोभिड लाग्यो!
त्रुम्प्ले आफैले आफुलाई क्षमादान गर्ने भो, It may be the first and last Self-Pardon.
Is Trump trying to overturn an election?
Cheater-in-chief
Love trumps Hate
Sajha Poll: I Voted
स्कूलमा पढेका कथा - भुतको शिकार, शिशिर बसन्तको कथा देखि टाउकोको मोल सम्म
Someone killed drona!!
राजशी दशैं .. भोकाएकाको दशैं ..
Corona virus - how deadly is it really? and for whom?
आहा! कती मिठो गीत्!
लगातार २ छोरि हुदाको पिडा
TRUMP 2016!!! Here is why?
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters