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singa napa ghwa ghwa
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 I have 211K to invest
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singa napa ghwa ghwa
Posted on 12-28-16 3:50 PM     Reply [Subscribe]
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We have a good bunch of money. Recently i got married and we have combine worth of around 210K of cash. we both are working and not interested in starting any sort of business.
So we thought of investing it, its always risky to put all egg in same basket, so thought of making portfolio and invest it in diversified sector, but really have no idea where to? buying stocks, invest in properties?? what else could it be? as we are not thinking to buy stores or similar type of business, really confused what so we do to make it worth, or should we invest it buying properties in Kathmandu? heard the the price of land gets double in every 2 years in kathmandu?
 
Posted on 12-28-16 4:52 PM     [Snapshot: 127]     Reply [Subscribe]
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Index funds might be a good fit for you if you don't want to take too much risk. Look into Bogleheads Three-fund portfolio.
 
singa napa ghwa ghwa
Posted on 12-28-16 6:38 PM     [Snapshot: 273]     Reply [Subscribe]
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#ramromanchey
what is index fund can u ples shade a lil bit of light on it tks
 
Posted on 12-28-16 8:04 PM     [Snapshot: 374]     Reply [Subscribe]
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You should do some research instead of me just telling you. You are looking to invest a pretty big chunk of money; it will help you in long run to learn some of the stuff yourself.

Here's good place to get started http://www.investopedia.com/terms/i/indexfund.asp
Also, https://www.bogleheads.org/wiki/Three-fund_portfolio
 
singa napa ghwa ghwa
Posted on 12-29-16 9:50 AM     [Snapshot: 766]     Reply [Subscribe]
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#ramromanchey tks
 
Posted on 12-29-16 12:03 PM     [Snapshot: 854]     Reply [Subscribe]
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j hos mam chai ho k
 
Posted on 12-29-16 3:33 PM     [Snapshot: 989]     Reply [Subscribe]
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u can invest on gas station
 
Posted on 12-29-16 9:49 PM     [Snapshot: 1173]     Reply [Subscribe]
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With over $210k in nest egg, you could become a millionaire in the next 10 years with a large cash pouring in, enough to cover living expense, if you can pick some winning investments. Investing is like Buddhism, you commit to only ideas or things you truly understand and have strong conviction for. Until I find an investments worth considering, I would park that arranged-marriage loot in some safe investment vehicles like CDs, or short-term bonds. Before buying investment properties or land in Nepal, I would set up support or business links over there. Gotta minimize those overhead costs like travels associated with owning long-distance investments. "Diversify"??? - my understanding is that it is a futile attempt at insurance against ignorance - chances are you will end up "deworsiying". Investments should not be like Obama-hope, it should rather be about taking on a calculated risk with high probability of outcome in your favor. Otherwise, it is akin to going to soak in some glitter at that new casino across the river.
.

 
Posted on 12-30-16 6:56 AM     [Snapshot: 1320]     Reply [Subscribe]
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Not sure u have that cash in Nepal or in US. But I would warn again putting money in property in Nepal without proper homework just because it's difficult to bring money back to US in personal level. So may be you have to establish company and invest it through company then you can bring cash back if u want in future . Nepal is our beloved country stuck in 19 century interms of laws and policy . So be careful on that . It's my first hand experience. Also I find hard property value increases that fast, expensive property like 200k ++ are difficult to sell, there aren't much people who have that kind of cash. Inflation is high, currency have devaluated against dollar so much over time , so may be its time to come out of hype of property value getting doubled every two yrs, it was true 7-8 yrs back , not sure any more.
 
Posted on 12-30-16 10:41 AM     [Snapshot: 1450]     Reply [Subscribe]
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Follow these steps:

1. Go to vanguard.com
2. Open an brokerage account and a ROTH IRA account
3. Buy these symbol every month. VOO (US market), VWO (Emerging Market) and VEA(Developed Market), BND(Total Bond Market). If you want to invest in real estates buy VNQ(US Real Estate), VNQI (Foreign Real Estate).  Re-invest all the dividends.
4. Don't panic and sell anything at the time of market correction. Buy more. Wait back and Relax.
Last edited: 30-Dec-16 10:41 AM
Last edited: 30-Dec-16 10:43 AM

 
Posted on 12-30-16 6:54 PM     [Snapshot: 1635]     Reply [Subscribe]
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medam ko real name chai k ho plze once again
 


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