If your employer doesn't have health care insurance then you can go to
healthcare.gov and get quote and see how much insurance you can get.
For eg one of the folk i recently helped had 26K annual income
he got quote of $195 for silver insurance for Carefirst and Obamacare better known as ACA
paid him $110 and he has to pay $85 per month which was not possible before when his company decided to not give health insurance and pay fine.
All cases vary may be your employer gives cheaper health insurance than healthcare.gov
then you can take that which is true in my case.Please play around with site and read you will get your answer.Hope that helps.