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mero_nep
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Posted on 11-17-13 5:00
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Hello friends, I've been living in US as a GC (through dv) holder for about year and half and I never care about my credit history as i was just working and living with that money ,never took credit cards or loan before .Now bcoz of some family reason i want to take around max 10,000 dollar personal loan from banks or any credit union .So without good credit score and all how can i get personal loan ..please advise me some information about it as some of you do have experiences /knowledge regarding this. tx
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ujl
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Posted on 11-17-13 6:33
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You might need a co-signer if you don't have credit history at all.
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mero_nep
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Posted on 11-18-13 2:40
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shivanagar
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Posted on 11-18-13 2:50
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If you don't have a good credit score it will be huge APR (~25%, which you may regret later paying almost double of the loan amount) but if its urgent now, may be onemain financial can help.
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sherlock
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Posted on 11-18-13 10:42
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Talk to your personal banker. That's the best way to go. Don't take loans off check cashing and other same-day loan providers. Else, you'll end up paying over 200% APR on your interest. Good luck.
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