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mero_nep
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 About Personal loans ..!!
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Posted on 11-17-13 5:00 PM     Reply [Subscribe]
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Hello friends, I've been living in US as a GC (through dv) holder for about year and half and I never care about my credit history as i was just working and living with that money ,never took credit cards or loan before  .Now bcoz  of some family reason i want to take around max 10,000 dollar personal loan from banks or any credit union .So without good credit score and all how can i get personal loan ..please advise me some information about it as some of you do have experiences /knowledge regarding this. tx
 
Posted on 11-17-13 6:33 PM     [Snapshot: 63]     Reply [Subscribe]
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You might need a co-signer if you don't have credit history at all.
 
Posted on 11-18-13 2:40 PM     [Snapshot: 238]     Reply [Subscribe]
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tx UJL ,any more ideas


 
Posted on 11-18-13 2:50 PM     [Snapshot: 252]     Reply [Subscribe]
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If you don't have a good credit score it will be huge APR (~25%, which you may regret later paying almost double of the loan amount) but if its urgent now, may be onemain financial can help.
 
Posted on 11-18-13 10:42 PM     [Snapshot: 407]     Reply [Subscribe]
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Talk to your personal banker. That's the best way to go. Don't take loans off check cashing and other same-day loan providers. Else, you'll end up paying over 200% APR on your interest. 

Good luck. 
 


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