momoo
Replies to this thread:

More by momoo
What people are reading
Subscribers
:: Subscribe
Back to: Kurakani General Refresh page to view new replies
 कती छ क्रेडिट स्कोर साथी हो ?
[VIEWED 5948 TIMES]
SAVE! for ease of future access.
Posted on 06-30-11 2:43 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

ब्यान्कको पैसा सकियो, ऐले नै ७ वोटा क्रेडिट कार्ड छ, नया अप्लाई गरुम भनेको टेन्सन भाई रा छ क्रेडिट स्कोरले गर्दा । जाबो ५५० जती रैछ । हन साथिहरुको कती छ कुन्नी ?
 
Posted on 06-30-11 2:46 PM     [Snapshot: 8]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

770
758
Arko euta Ko chai tha bhayena.. Limit $4000
 
Posted on 06-30-11 3:22 PM     [Snapshot: 74]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Score don't know may be above 700. Limit- No preset limit!
 
Posted on 06-30-11 3:57 PM     [Snapshot: 130]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Casino,
Which card do you have with no preset limit?
 
Posted on 06-30-11 4:07 PM     [Snapshot: 139]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

american express gold hola furke, it doesnot have any preset limt but all your debt has to be cleared up by the end of the month or you loose your card..

 
Posted on 06-30-11 4:43 PM     [Snapshot: 191]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Credit Score: 729 (TransUnion)
Credit Limit : $8500 (2 cards)
Usage: 32%

 
Posted on 06-30-11 5:50 PM     [Snapshot: 230]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Score: 723 (Transunion), 693 (equifax), 700+ (ExPERN, really Sajha this is banned word?).
Credit Limit: about 35,000 (15K Citi +7.5K CapitalOne +2.5K Chase Amazon.com +3K Discover + 2 K Sam's Club/Walmart Discover  + 4-5 other small Cards)= about 10 credit cards.
Besides, I got other 3 Store cards: Macy's (doesnot report Limit but I guess its $2,500), walmart ( $1,800) and JCPenny ($1,500).
Toyota Financial Auto Loan: Original about $16,500 Now less than $14,000 left.
Money Owe on Credit Cards: About $14,000 total. (all except Chase Amazon and CapitalOne has 0% APR till the end of year. So, I dont carry any balance on these 2 cards at the end of billing cycle.
Store cards are okayas you get promotional discount while you use them, but they are killer to your credit score as most of them dont report your credit limit but report highest balance which would be considered as 100% usage for the ammount reported.
Never did math but my usage would be about 14/35 = 40%, I dont know if they use Autoloan to do this math? if they do then its gonna be more than 60% for sure.
 
Posted on 07-23-11 2:22 AM     [Snapshot: 631]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 mero chai 755 samma pugeko thyo...aile chai 730 tira hola....credit limit chai around 25k .....with balance arnd 5000. but i just have 5 cards.(3visas, 1 discover and 1 Amex)
 
Posted on 07-23-11 5:06 AM     [Snapshot: 691]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 
 
Posted on 07-23-11 7:15 AM     [Snapshot: 738]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Equi - 756
Exp - 769
Trans - 765


 
Posted on 07-23-11 8:15 AM     [Snapshot: 792]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

My credit score is average 815, is that be a help? 

 
Posted on 07-23-11 10:47 AM     [Snapshot: 896]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

784
778
774

just over 100K credit limits. max 23 K AX cash. around 15 open accounts. used o have 23. canceled 7. used ratio less than 2%.
 
Posted on 07-24-11 12:18 AM     [Snapshot: 1134]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Hey whats the good way to check the credit score ,,??
 
Posted on 07-25-11 12:28 AM     [Snapshot: 1332]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 I use Transunion

mine is >730
Visa- $4000 limit
Amex - $3000 limit

never felt like using credit. but just for score, I'm keeping these two. 


duita bhanda badhi cc, I don't think it's good for your overall score.. 

 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 200 days
Recommended Popular Threads Controvertial Threads
TPS Re-registration
What are your first memories of when Nepal Television Began?
निगुरो थाहा छ ??
ChatSansar.com Naya Nepal Chat
Basnet or Basnyat ??
TPS Re-registration case still pending ..
Sajha has turned into MAGATs nest
NRN card pros and cons?
Do nepalese really need TPS?
कता जादै छ नेपाली समाज ??
Nas and The Bokas: Coming to a Night Club near you
Will MAGA really start shooting people?
Democrats are so sure Trump will win
मन भित्र को पत्रै पत्र!
Top 10 Anti-vaxxers Who Got Owned by COVID
I regret not marrying a girl at least for green card. do you think TPS will remain for a long time?
काेराेना सङ्क्रमणबाट बच्न Immunity बढाउन के के खाने ?How to increase immunity against COVID - 19?
TPS Work Permit/How long your took?
Breathe in. Breathe out.
3 most corrupt politicians in the world
Nas and The Bokas: Coming to a Night Club near you
Mr. Dipak Gyawali-ji Talk is Cheap. US sends $ 200 million to Nepal every year.
Harvard Nepali Students Association Blame Israel for hamas terrorist attacks
TPS Update : Jajarkot earthquake
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters