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 कती छ क्रेडिट स्कोर साथी हो ?
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Posted on 06-30-11 2:43 PM     Reply [Subscribe]
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ब्यान्कको पैसा सकियो, ऐले नै ७ वोटा क्रेडिट कार्ड छ, नया अप्लाई गरुम भनेको टेन्सन भाई रा छ क्रेडिट स्कोरले गर्दा । जाबो ५५० जती रैछ । हन साथिहरुको कती छ कुन्नी ?
Posted on 06-30-11 2:46 PM     [Snapshot: 8]     Reply [Subscribe]
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Arko euta Ko chai tha bhayena.. Limit $4000
Posted on 06-30-11 3:22 PM     [Snapshot: 74]     Reply [Subscribe]
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Score don't know may be above 700. Limit- No preset limit!
Posted on 06-30-11 3:57 PM     [Snapshot: 130]     Reply [Subscribe]
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Which card do you have with no preset limit?
Posted on 06-30-11 4:07 PM     [Snapshot: 139]     Reply [Subscribe]
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american express gold hola furke, it doesnot have any preset limt but all your debt has to be cleared up by the end of the month or you loose your card..

Posted on 06-30-11 4:43 PM     [Snapshot: 191]     Reply [Subscribe]
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Credit Score: 729 (TransUnion)
Credit Limit : $8500 (2 cards)
Usage: 32%

Posted on 06-30-11 5:50 PM     [Snapshot: 230]     Reply [Subscribe]
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Score: 723 (Transunion), 693 (equifax), 700+ (ExPERN, really Sajha this is banned word?).
Credit Limit: about 35,000 (15K Citi +7.5K CapitalOne +2.5K Chase +3K Discover + 2 K Sam's Club/Walmart Discover  + 4-5 other small Cards)= about 10 credit cards.
Besides, I got other 3 Store cards: Macy's (doesnot report Limit but I guess its $2,500), walmart ( $1,800) and JCPenny ($1,500).
Toyota Financial Auto Loan: Original about $16,500 Now less than $14,000 left.
Money Owe on Credit Cards: About $14,000 total. (all except Chase Amazon and CapitalOne has 0% APR till the end of year. So, I dont carry any balance on these 2 cards at the end of billing cycle.
Store cards are okayas you get promotional discount while you use them, but they are killer to your credit score as most of them dont report your credit limit but report highest balance which would be considered as 100% usage for the ammount reported.
Never did math but my usage would be about 14/35 = 40%, I dont know if they use Autoloan to do this math? if they do then its gonna be more than 60% for sure.
Posted on 07-23-11 2:22 AM     [Snapshot: 631]     Reply [Subscribe]
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 mero chai 755 samma pugeko thyo...aile chai 730 tira limit chai around 25k .....with balance arnd 5000. but i just have 5 cards.(3visas, 1 discover and 1 Amex)
Posted on 07-23-11 5:06 AM     [Snapshot: 691]     Reply [Subscribe]
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Posted on 07-23-11 7:15 AM     [Snapshot: 738]     Reply [Subscribe]
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Equi - 756
Exp - 769
Trans - 765

Posted on 07-23-11 8:15 AM     [Snapshot: 792]     Reply [Subscribe]
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My credit score is average 815, is that be a help? 

Posted on 07-23-11 10:47 AM     [Snapshot: 896]     Reply [Subscribe]
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just over 100K credit limits. max 23 K AX cash. around 15 open accounts. used o have 23. canceled 7. used ratio less than 2%.
Posted on 07-24-11 12:18 AM     [Snapshot: 1134]     Reply [Subscribe]
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Hey whats the good way to check the credit score ,,??
Posted on 07-25-11 12:28 AM     [Snapshot: 1332]     Reply [Subscribe]
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 I use Transunion

mine is >730
Visa- $4000 limit
Amex - $3000 limit

never felt like using credit. but just for score, I'm keeping these two. 

duita bhanda badhi cc, I don't think it's good for your overall score.. 


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