Better yet, H2o plans $27/month, 3GB highspeed thenafter 156kbps plus $20 free international minutes Shop around for auto insurance you will save a ton. I was paying about $2400 per 6 months, went down to $900

Laalmon · Feb 8, 2019 4:30 PM

@Lal - do you own Maserati or some cool luxury cars? 2400 for 6 months sounds way too much for Honda and Toyota.

khotokarma · Feb 9, 2019 10:47 AM

1) Buy cars with low mileage that are 4- 5 years old, will have steeply depcreciated, pay cash and buy from a private seller. Only have 1 car for the family. 2) Republic wireless costs $20/month. 3) Buy excellent/mint grade used phones that are 1 generation old, the seller will send a slighly used phone, complain to them and they'll send a mint phone. 4) Buy good quality clothes and use them a lot. I only have branded clothes but only buy them twice or thrice a year. Think cost per use 5) To me the biggest idiot is a guy with 2 brand new cars that he pays 30k each and sees them go down to 10k in 5 years. Invest in index funds and watch them grow. Every time the market hits a high, sell a little and buy back when it's down. 6) 15 year mortgage. 7) If you're in IT or Data Science like me, you can do a side hustle for extra money. I went to a couple of local tech meetups and now make about 1600 month working 10 hrs a week, that I pay my mortgage with. 8) Register your side hustle as a LLC and get tax benefits. 9) Max out 401k. 10) Don't brag about your money, people hate it.

asdfgh · Feb 9, 2019 11:33 AM

Nice one asdfg..keep sharing guys!

khotokarma · Feb 10, 2019 6:43 PM