People happy with DEBT than no debt

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Smooth

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http://money.msn.com/debt-management/article.aspx?post=4bb41854-169d-4b24-ab20-5a6b053c3d58&gt=33009

dolphin

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i think it would be the other way around. poeple with good self esteem don't worry too much about debt when using credit card.

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