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clear bad credit
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simpleman
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hey guys, i had a late payment and i paid them off after more that 120 days after a collection send me a letter, but the problem is , i already made  a full payment to the collection but my all 3 credit reports shows that i have red mark showing i had late payment called Key Derogatory . i talked with the collection , they told me that they can't remove that record from credit history. but i thought that once all amount has been paid off, the record from credit history will be removed... so is there any way how we can remove the red mark???
ramprasadneupane
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Try www.smartcredit.com this works.
Aug25,1997
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It will stay on your Credit for 2 years after making payment to collection agency. You can't do anything about it unless it was their fault.


Good luck!

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