Using Muncha for Money transfer can cause issues with new rules at Nepal. Found this hard way, With new rules, that is to monitor source of income, and proof of money that is remitted to Nepal, can be easily accepted by the Govt, if money is sent through Banks, and it can be sent to any members of your family, or friends, with message or proof that it was to be given or hand over to your family.

NOT so with Muncha. Muncha the Boss says, if your brother was the reciepient, income becomes ONLY of your brother, not to any other member of your family.
Further, they won't even give in writing, You sent money to your family - (Brother as a recipient), They want the person who receive money to be at Muncha office at New Road to get that letter. Muncha basically creates their OWN rule.

Think of ahead.. avoid any such issues if any, later. Use Banks, even rates is higher enough to subset their transfer fees. No need to go through SSN, and stringent investigation to transfer money through banks, unlike Muncha.
- you may have different experiences, this was mine. Good Luck