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Need very important suggestions
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advice_7
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Hi Everyone,

I pay a lot of interests for my credit cards. I want to apply for debt consolidation. Are there any other ways to pay off loans and their possible consequences? If anyone has any idea about debt consolidation, pros and cons, please let me know? I heard that debt consolidation affects credit history and one could have a tough time to make any big purchase like house in the future.

Please please share your knowledge/experience, this is very important for me.

khaikhok
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get personal loan. if you have co-applicant with good credit that will be best. debt consolidation will screw your credit score and history. do more research online. my suggestion would be applying for personal loan. interest rates would be less if you choose to pay directly to credit card companies instead of getting cash deposited into your bank acc. and also try to work 7 days a week..this will help you make more money and spend less.
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