SAJHA MOBILE
Hacks You Learnt in USA
Posts 9 · Viewed 3726 · Likes 3 · Go to Last Post
khotokarma
· Snapshot 0
Like · Likedby · 0
I know there are lot of hacks discovered while living/moving to USA. Share if you got one. Let me start..
- you don't have to pay 50 dollars a month cellphone bill. There is pay as you go option if you don't use your cell much.
Laalmon
· Snapshot 99
Like · Liked by · 0
Better yet, H2o plans $27/month, 3GB highspeed thenafter 156kbps plus $20 free international minutes

Shop around for auto insurance you will save a ton. I was paying about $2400 per 6 months, went down to $900
Taaremam
· Snapshot 121
Like · Liked by · 0
Pay for insurances you never use, pay for cellphone and data you barely use when you have wifi at home, at work and everywhere. Ekatira marunjel kamako kamakai arko tira Trump baje ko thulo chak puchna lai tireko tirekai. Good job mahamurkhas 🇳🇵

Last edited: 08-Feb-19 04:42 PM
minarijal
· Snapshot 199
Like · Liked by · 2
The hack is to live a basic classy life if you can afford. Prefer quality over quantity and not worry too much about saving a few pennies. You get what you pay for.
khotokarma
· Snapshot 457
Like · Liked by · 0
@Lal - do you own Maserati or some cool luxury cars? 2400 for 6 months sounds way too much for Honda and Toyota.
asdfgh
· Snapshot 481
Like · Liked by · 1
1) Buy cars with low mileage that are 4- 5 years old, will have steeply depcreciated, pay cash and buy from a private seller. Only have 1 car for the family.

2) Republic wireless costs $20/month.

3) Buy excellent/mint grade used phones that are 1 generation old, the seller will send a slighly used phone, complain to them and they'll send a mint phone.

4) Buy good quality clothes and use them a lot. I only have branded clothes but only buy them
twice or thrice a year. Think cost per use

5) To me the biggest idiot is a guy with 2 brand new cars that he pays 30k each and sees them go down to 10k in 5 years. Invest in index funds and watch them grow. Every time the market hits a high, sell a little and buy back when it's down.

6) 15 year mortgage.
7) If you're in IT or Data Science like me, you can do a side hustle for extra money. I went to
a couple of local tech meetups and now make about 1600 month working 10 hrs a week, that I
pay my mortgage with.

8) Register your side hustle as a LLC and get tax benefits.
9) Max out 401k.
10) Don't brag about your money, people hate it.



Taaremam
· Snapshot 502
Like · Liked by · 0
At the end how much ever you earn you spend it on Mortgage till your back becomes bango and kupro, rent till you don’t start paying mortgage, insurance till your car doesn’t become thotro, cell phone data till you don’t become a mobile couch potato and chammiya till you die. USA USA USA
khotokarma
· Snapshot 740
Like · Liked by · 0
Nice one asdfg..keep sharing guys!
Taaremam
· Snapshot 924
Like · Liked by · 0
asdfgh le chahi jindagi maa kehi garcha
Please log in to reply to this post

You can also log in using your Facebook
View in Desktop
What people are reading
You might like these other discussions...
· Posts 10 · Viewed 768 · Likes 3
· Posts 14 · Viewed 846 · Likes 10
· Posts 21 · Viewed 4381 · Likes 8
· Posts 15 · Viewed 1772 · Likes 7
· Posts 1 · Viewed 27
· Posts 227 · Viewed 32077 · Likes 90
· Posts 16 · Viewed 2148 · Likes 2
· Posts 4 · Viewed 661 · Likes 1
· Posts 1 · Viewed 148
· Posts 1 · Viewed 221



Travel Partners
Air Zone
CheapAirFaresToNepal
Himalayan Treasures & Travels
Travel House Nepal
Aero Nepal
Travel Solution USA
Nepas Travel Tours
Zen Travels