Buying a house

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Hello Guys,
I am thinking of buying a house in dallas possibly Carrollton, Plano or Colony area. I wanted to know if anyone had good experience with any real state agent and mortgage brokers? Could you share your experience, and if there is anything that I need to be careful?
About my situtation, I had taken preapproval few months ago but had to postpone it till now. Currently, I do not have much money to put it down, so am thinking of putting around 4% and use FHA or regular mortgage if qualified (mortgage broker told me that I was qualified in similar situation few months ago). I have good paying job, married (wife started job earlier this month) and decent credit score (770-800).

tesko_baje

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Last edited: 24-Oct-19 04:07 PM

chinday

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Do not but houses now. House market is going up . Plus, daro interest hancha aile. Wait a while, you will save a lot. Yestai trend ho bhane Housing market will definitely go down.

goddamn

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@tesko_baje I am looking at both options, lately been more inclined to newly constructed house.
@chinday: yes, my initial thought was same but real state in plano/ carrollton/ colony area keeps going up because of new companies coming in the area. Toyota came, now Boeing investing 3 billion in the area, its hard to see real state going down. Also, in my opinion interest will keep on going up unless there is a financial crisis again.
Trump le dubauchha economy bhanera darr lagethyo but looks like its safe for now (never know when he can screw it up lol)

drogba

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Try lennar in Euless,big community,easy access to Airport n all major highways...So for the mortgage the builder gives incentive plus closing n all which others can hardly beat...now realtor u can fine some one who takes less commission.. meaning they get 3-4%,,,find someone who takes less....I know one desi couple one is realtor n one does mortgage n they are helpful n try to earn ur business. I was referred by 2 of my friends who dealt with them when they buy their new house.... hopefully this helps...

lekalikrishna

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drogba.
Could you please mention the name of that realtor i am in market too.
Thanks

tesko_baje

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Last edited: 24-Oct-19 04:08 PM

goddamn

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@drogba could you share the name of realtor
@tesko_baje Do you have contact info for realtor? I agree with your school and Price comparison.
If some is looking for realtor, I found this at eknazar.com. I have no clue about this guy but this may be something to start and compare other guys with:

"Full Time Real Estate Agent - Cash Back Realtor - up to 6.5%
Nov 20th 2015, Location: Plano,Texas
Exclusive VIP REALTOR for Lennar Homes & Village Builders.
I can give you the Best cash back available to any agent.

REALTOR
SAI KATURI
972-740-7492
Infinity RRE LLC

New Homes
Will give 2.7% or more cash back.
Up to 6% cash back where possible.

Existing Homes
Up to 2% Cash Back.
For a Free estimate of your home value, please email me, I will send you a free CMA report. (Comparative Market Analysis) "

tesko_baje

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Last edited: 24-Oct-19 04:08 PM

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