Repairing Credit: How to remove a late payment from your credit report?
Hello folks,
I have a 30 day late payment on my auto loan. Do you guys know any tips and tricks on how to get it removed from my credit history?
Thank you in advance!
If this is the first time, you might get away with it by calling them.
Call them, absolutely. Some creditors will remove/redact negative stmt if you pay them in full. Tell them you are willing to pay but they have to take it back.
I will call them and see what they say. Thanks guys!
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